Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Geico is No. 1 in our rating of the best car insurance companies. Other top-rated insurers include Travelers for its ...

Auto insurance coverage comes in many forms, and what you'll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types ...

Car owners whose vehicles were swept up by a hurricane or flood face two hard facts: Their car is almost certainly totaled if it was swamped, and compensation will depend on their car insurance ...

Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you $4,000 to fix the damage. Who pays for those ...